Sections
Motors Advice
Find dealers selling used vehicles in your area.
Advice on finding cheap car insurance
With car insurance you need to make sure every penny counts, so it’s important to compare car insurance. The cheap car insurance deals are out there you just need to take the time to search for them.
With hundreds of insurance companies in competition with one another you have the opportunity to get the most out of them as your custom is really important.
Compare car insurance:
Many insurance companies make the mistake of simply renewing their insurance policy with their existing provider. Watch out because they often add additional charges without notifying you so your cheap car insurance isn’t such a great deal now.
With hundreds of insurance companies in competition with one another you have the opportunity to get the most out of them as your custom is really important.
Compare car insurance:
Many insurance companies make the mistake of simply renewing their insurance policy with their existing provider. Watch out because they often add additional charges without notifying you so your cheap car insurance isn’t such a great deal now.
The best way to compare car insurance is by collecting quotes from a number of insurance companies and start to play them off of one another. It’s a good idea to ask for a renewal quote from your existing insurance company as a start especially if you were happy with their service.
There are so many websites that now allow you to compare car insurance quotes and best of all you only have to enter your details once.
Some extra questions to ask:
Understanding car insurance!
Don’t let them fool you, when deciding on a car insurance policy that best suits you. It’s easy to get baffled by all the jargon they use so you need to know what everything means.
Fully comprehensive car insurance
Damage to your car will be covered whether it’s your fault or not. By taking out this policy you have the highest protection if an accident should happen.
Third party fire and theft car insurance
This cover will protect you if your car is stolen or burnt out. This policy also includes third party insurance.
Third party car insurance
This is the cheap car insurance option and will only cover you if you hit someone. You will have to pay for your own repairs and you won’t get a payout if you’re the victim of theft, or your car is involved in a fire. You may consider this policy if you have a low-value car.
What is a protected no claims bonus?
After a few accident-free years you can pay for your no claims bonus to be protected, which means you won’t lose your bonus if you make a claim. When protected, motorists are usually allowed up to one claim per year - or two over a three-year period. By doing this you may cause your premiums to rise.
What is a guaranteed no claims bonus?
This allows you to protect your no claims discount for life. You’ll normally need around five claim-free years before the insurance company will guarantee your bonus- but they will increase your premium if you continue to claim.
There are so many websites that now allow you to compare car insurance quotes and best of all you only have to enter your details once.
Some extra questions to ask:
- Will higher annual mileage increase insurance costs? - This isn’t always the case.
- Can I pay in installments? - Find out if it is cheaper to pay the total amount in one go or by monthly installments.
Ways to save money on car insurance
- Choosing third party cover will drop the price dramatically - Only do this if you own a low-value car
- Building up your no claims bonus will help you save in the long-run - you can get up to 70% your insurance
- Keep to the speed limit - speeding tickets can add 13% to premiums
- Modifying your car can add to your insurance costs!
- If you are a new driver the ‘Pass Plus‘ course will lower your car insurance.
Understanding car insurance!
Don’t let them fool you, when deciding on a car insurance policy that best suits you. It’s easy to get baffled by all the jargon they use so you need to know what everything means.
Fully comprehensive car insurance
Damage to your car will be covered whether it’s your fault or not. By taking out this policy you have the highest protection if an accident should happen.
Third party fire and theft car insurance
This cover will protect you if your car is stolen or burnt out. This policy also includes third party insurance.
Third party car insurance
This is the cheap car insurance option and will only cover you if you hit someone. You will have to pay for your own repairs and you won’t get a payout if you’re the victim of theft, or your car is involved in a fire. You may consider this policy if you have a low-value car.
What is a protected no claims bonus?
After a few accident-free years you can pay for your no claims bonus to be protected, which means you won’t lose your bonus if you make a claim. When protected, motorists are usually allowed up to one claim per year - or two over a three-year period. By doing this you may cause your premiums to rise.
What is a guaranteed no claims bonus?
This allows you to protect your no claims discount for life. You’ll normally need around five claim-free years before the insurance company will guarantee your bonus- but they will increase your premium if you continue to claim.
Useful car guides:
Useful car services:
|
|
|
|
|
|
Latest Car Ads:
